+Free tool

At how many hours does owning beat the rental line?

Every pilot runs this math on a napkin eventually. Rental rate and your real flying hours on one side, an airplane's true carrying costs on the other - and the break-even line where ownership starts paying you back.

Calculator

Your flying, both ways

If you owned (or bought a share)

The verdict at your hours

Break-even flying
Fly more than this and owning wins on annual cost.
82 hrs/yr
Renting saves you
At 75 hours per year.
$675/yr
Annual cost renting
75 hrs x $180
$13,500
Annual cost owning
Fixed costs plus hours flown - capital excluded.
$14,175
Capital tied up
Parked in the airframe, typically largely recoverable at sale.
$45,000
Five-year difference
In favor of renting at your current hours.
$3,375
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Excludes financing, taxes, and the value of walking up to an airplane that is always yours. Sharing the airplane divides the fixed line - that is where the math usually flips.

+The napkin, annotated

What the simple math leaves out.

Why does the buy-in sit outside the annual math?

Because unlike rent, it is not consumed. A sensibly bought airframe holds much of its value, so the buy-in is capital parked, not money spent. The honest comparison is annual cost against annual cost, with the capital shown separately so you can judge what tying it up is worth to you.

What if I split ownership three ways?

Divide the buy-in and monthly fixed costs by your number of partners and run it again - the hourly cost stays the same. Shares are how most pilots beat the break-even line years earlier, which is rather the point of Resyrv.

What hides in the fixed costs?

Hangar or tie-down, insurance, database subscriptions, the annual inspection amortized monthly, and the quiet stuff: registration, cowl plugs, the GPS card nobody remembers agreeing to. Owners consistently underestimate this line; renters never see it.

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